Top Financial Habits You Should Start in Your 20s

Want to make your 20s count financially? Your 20s are a great time to embrace money practices that last a lifetime.

1. Get Serious About Your Budget

Keeping track of your earnings and spending can be the secret to finding additional funds. Begin with a financial tracking app or simple spreadsheet, and watch how quickly your awareness of spending improves.

2. Establish an Emergency Fund

A savings cushion is your first line of defense. Set aside a bit every month to cover unexpected expenses.

3. Understand How Credit Works

Good credit can unlock opportunities. Focus on using credit cards wisely, and aim to clear your balance monthly.

Need tailored financial advice? Let us know your financial goals by getting in touch with a financial advisor at WyHy.

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